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Industry News

The impact of the credit crunch and ensuing recession has been a tightening of lending criteria. If no one will lend you the money cheaply, its usually best not to borrow at all. If you have a lot of small loans or credit cards with debts on, the primary aim should be to pay them off as quickly as you can at the lowest possible rate.

This enables you to answer a few questions that will estimate your credit score, and show you which loans youre most likely to be accepted for. The bonus is that you can make flexible repayments or repay early without facing a penalty.

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